Akrofuom Financial Products
Current Account Service
Minimum initial Deposit of GH¢50.00
Cash Pay-in and Cheque Pay-in Books supplied for deposit transactions.
Loans and overdraft facilities available and easy fund transfer across Ghana.
Akrofuom Savings Account
This is ordinary savings account with a difference because of its attractive interest rate, Deposits could be made directly at the branch or given to a SUSU Field Cashier, Withdrawals could be made at any time at the branch by the customer, Initial deposit of GHC20.00 is required and A savings passbook is issued to depositors.
SUSU Accounts
Minimum Initial Deposit of GH¢10.00 with attractive interest rate.
Deposits could be made directly at the branch or given to a Mobile Banker, Withdrawals could be made at any time at the branch by the customer, a susu passbook is issued to depositors.
Salary Account Service
This account is only for salaried employees. Value-added services that the traditional current account does not offer are offered by the salary account. and
Personal Loans
The facility provides individuals with convenient access to funds to meet personal and household financial needs. It can be used for expenses such as education, medical bills, home improvements, and other personal commitments. The facility comes with flexible repayment terms based on the customer’s income and repayment capacity.
SME Loans/ Commercial Loans
The facility provides financial support to entrepreneurs and small and medium-sized businesses engaged in trading and transport activities. The facility helps customers meet working capital needs, expand their businesses, purchase stock, and acquire or maintain vehicles for business operations. It offers convenient financing to support business growth, improve cash flow, and strengthen the sustainability of MSME operations
Payroll Loans (Salary Workers)
The Salary Loan is a flexible credit facility designed to provide Government Salary earners with quick access to funds to meet their personal and financial needs. The facility offers convenient repayment terms based on the customer’s income and repayment capacity. It is intended to support customers in managing short-term financial obligations while promoting responsible borrowing.
Akrofuom Fixed Deposit Account
A minimum amount of GH¢5,000.00 shall be required to open a fixed account.
The period ranges from 3 months (92 day) to 12 months(365 days).
Attractive interest rate tied to money market rates paid interest on GH¢5,000.00 and above.
Funeral Loan (Abusuapanin Anidasour)
The facility provides financial assistance to customers to help meet the expenses associated with funeral arrangements and related obligations. The facility offers convenient access to funds to support costs such as funeral services, transportation, and other essential arrangements. With flexible repayment terms, the loan helps customers manage these financial commitments with greater ease during a difficult period.
Farmer-Based Loan
The facility provides financial support to farmers to meet the various needs of their farming activities and improve productivity. The facility can be used to finance the purchase of farm inputs, equipment, labour, and other essential agricultural requirements. It is designed to help farmers expand their operations, increase production, and improve their income and livelihoods
Personal Loan
The facility provides individuals with convenient access to funds to meet personal and household financial needs. It can be used for expenses such as education, medical bills, home improvements, and other personal commitments. The facility comes with flexible repayment terms based on the customer’s income and repayment capacity.
